Unlock the Door to Your Dream Home with Florida's Hometown Heroes Housing Program

Are you a dedicated member of our community workforce in Florida? Dreaming of owning a home? The Florida Hometown Heroes Housing Program is returning on July 1st, 2024 to turn your dreams into reality by making homeownership more affordable than ever for eligible community heroes like you!

Empowering Community Heroes to Become Homeowners

This remarkable program is designed specifically to help first-time, income-qualified homebuyers purchase their primary residence in the very communities where they work and serve. If you’re looking to buy your first home and meet the eligibility criteria, the Hometown Heroes Program could be your key to a new home with financial benefits that make the buying process easier and more accessible.

Why Choose the Hometown Heroes Housing Program?

• Competitive Mortgage Rates: Enjoy lower than market interest rates on FHA, VA, RD, Fannie Mae, or Freddie Mac first mortgages. This means lower monthly payments so you can invest in your future without the financial strain.
• Financial Assistance: Receive up to $35,000 in down payment and closing cost assistance. Enabling borrowers to come to closing with less than the cost of 1st, last, and security on a rental this is significant support that can makee the difference between renting or owning your own home! 
• Additional Savings: Benefit from reduced upfront fees, and say goodbye to origination points and discount points, lowering your overall borrowing costs.
• Flexible Repayment: The down payment and closing cost assistance comes in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This loan only becomes repayable under certain conditions like selling your home or refinancing, providing peace of mind and financial flexibility.

Are You Eligible?

To qualify, you must be a full-time workforce member employed by a Florida-based employer. Originally just for teachers, firefighters, healthcare workers and law enforcement officers, in 2023 this program expanded to all Florida employees working in their communities.

Take the Next Step Today

Owning a home in the community you serve not only enriches your life but also strengthens the bonds within your community. Don’t miss this chance to make homeownership a reality. If you're ready to explore how the Florida Hometown Heroes Housing Program can help you, or if you have questions about your eligibility, reach out to our team today. Our experienced professionals are dedicated to guiding hometown heroes like you through every step of the home-buying process.

Looking for more in depth information check out the Frequently Asked Questions .

Contact our team of experienced professionals now to find out how you can benefit from the Florida Hometown Heroes Housing Program. We’re here to help you navigate the process, ensuring a smooth and rewarding journey to homeownership. Start your journey home with us – because everyone deserves a home!