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First Time Home Buyers

Can First Time Buyers Find Starter Homes?

Can First Time Buyers Find Starter Home in This Market? You are finally ready to jump into home ownership! You’ve met the tougher mortgage qualifying standards from recent years, have saved up for your down payments, have already done your homework and know what you can afford. But can you actually find a home? The biggest problem…

What is Private Mortgage Insurance

Many of our first time home buyer clients will ask us what private mortgage insurance is! Private mortgage insurance is there for the lender. It is insurance against the possibility that you will default on your home loan. Since you didn’t have the financial power to put the 20% down on the house, the lender…